Bad Credit Auto Loans near Schertz, TX
You might have felt caught in hot water with finding a car due to bad credit. If you feel stuck, don't worry about having lost hopes in acquiring a car. We at World Car Kia North can provide a loan and help you restore your borrowing reputation!
Bad Credit
Let's go into what makes a credit score rated as bad. To do so, we must mention that this number represents how successful you were in paying back an allotted amount to you. Moreover, it accounts for any late payments on credit cards, if any hospital bills were sent to collections, and other events in your borrowing history. So, anyone with the aforementioned rating is considered high risk, or someone with a negative track record. To assign a number to this score, we'll focus on the FICO® scale that measures it as under the number 670. While some lenders may avoid any individual with this number, some can give you the benefit of the doubt. As a result, you can find a solid deal for driving a car in Schertz!
Tips To Improve My Credit Score
You could feel uncertain about how you can change your credit score from bad to excellent, but our team will offer advice on some tips to help you get started in progressing toward this goal. Over time, you'll receive monthly bills for the auto loan you acquire for a Mitsubishi Outlander Sport or other car at Hampton Mitsubishi. This is your chance to prove yourself and start afresh by fulfilling each one with the entire payment. So, this indicates responsibility from the perspective of auto lenders. Moreover, it's essential to submit these payments by the time it's due so that you avoid the risk of any potential amounts being sent to collections due to unpaid debt. But, by changing your borrowing habits, your hard work will reflect on your credit history, hence increasing your FICO® number!
Financing
Now, let's get into how you can acquire an auto loan from our location. First off, there is the financing application link that is easily spotted on the page of our Finance Department. What our lenders will be looking for is your contact information, which details a reachable address, phone number, and your name. Your driver license, Social Security Number, monthly rent, and other personal information are requested for in our form along with where you currently work at. As you complete our form, think long and hard about the car that will make you the happiest. Whether it's a compact SUV for cruising with the family to Pickrell Park or a different kind of model, you can choose it here. Then, go ahead and sign it to then wait until we have finished speaking to our lenders about your loans. You should also weigh your budget against any offers you see before you to know what benefits you most. After agreeing to a deal, the keys are yours to take from our location!
A Bad Credit Auto Loan Can Let You Have Any of These Cars!
Dealership Information
Testimonials
5 Star Review
5 Star Review
“ Yesterday, June 29; 2018; my mother took in her car to get serviced at Mazda KIA North 12115 IH 35 North in San Antonio. The service we received was amazing, but this is not the reason I am writing. The young lady that helped us is the reason I am writing. Unfortunately we did not get her name but the way she treated us was, for lack of finding the just words....Angelic!!! She made us feel so welcome, at ease and as a part of a family. This meant the world to me because I value and treasure my family. As as a school teacher, my time is very consumed with tasks all year round and I often worry about my elderly mother & brother. She is on a fixed income (Social Security Check) & my brother is a recent cancer survivor. If this was not enough, we recently had a death in the family, so you can say we were having a rough week. The young lady was very caring and very helpful. We just wanted to let Management know about the magnificent job this young lady is doing. Please let her and her supervisors know about the great job she is doing. ”
5 Star Review
“ This is where all my maintenance will be done the girls or women working there we're great I have no problems with them at all all my work will be done here ”
5 Star Review
“ This location has absolutely phenomenal service. The gentleman T.C gave excellent assistance to us and was very knowledgeable. He answered every question that we had and put us in a vehicle far beyond our expectations. I recommend this location to anyone looking for a vehicle and amazing service. ”
4 Star Review
“ Good place ”
5 Star Review
“ TC hooked me up after waiting patiently for me to thru 2 funerals and working overtime He got me the vehicle I requested and explained all the working of my new Kia Stinger and gave me a great trade in price for my Optima Thanks TC ”
5 Star Review
“ I purchased my Kia from another dealership out of state. I was having issues with my A/C and tried to get them to check it out. Called on the phone explaining the issues. They asked me to bring the car in. They checked it and said it would be about 4 hours. They supplied a shuttle to my work and even provided a shuttle 4 hours later from my job back to pick my vehicle up! They fixed everything free of cost!!! I cant truly say how happy i was with the entire experience and service provided. If they happen to read this, huge shout out to Ms. Jonny with the service department, you were extremely courteous and helpful. ”
5 Star Review
“ Had a very good experience here, my salesperson TC answered all my questions and made my buying experience very comfortable. The whole process went as smooth as possible and only took about 4 hours. I will recommend to friends and family looking for a vehicle. ”
5 Star Review
“ Great service ”
5 Star Review
“ Very friendly people ”
5 Star Review
“ We had a great experience a WC Kia. We came in with our eyes on the Sorrento and a goal in mind on our monthly payment. Our salesman, TC, found us exactly what we were looking for. He even gave us a call a few weeks later to check up on us to see how we were doing with our new ride. Thanks TC, when we finally move on to the minivan we will give you a call. ”
5 Star Review
“ Good give it a 5 star rating ”
5 Star Review
“ Recommend world car Kia , service department really helpful ”
5 Star Review
“ Fast service and great attitudes. ”
5 Star Review
“ They have always been so helpful and the only dealership I have not been taken advantage of once, in fact I really feel like they actually do care about me and my car, genuinely concerned and have gone above and beyond for me!! Lindsey in the service department is a top notch employee, the best of the best. This dealership and service department is fortunate to have such an outstanding lady working for them as well as the customers she assists. Thanks for being so helpful and honest and not being like so many others that take advantage of people. HIGHLY RECOMMENDED!! ”
5 Star Review
“ Worked here! Then bought a car from here! Just had the awesome Kia roadside warranty tow my car in and guess what? Their service department and mechanics are the best! The only place to buy a Kia From! Thanks Joni and everyone! ”
5 Star Review
“ Buying a KIA from World Car (formally Legend) has been a great experience. I mainly use their service center now but you can bet I'm buying another vehicle from them. To the young lady at service checkin, keep up the great work! ”
4 Star Review
“ Nice people ”
4 Star Review
“ They work. With you. ”
Five Star Review
“ For starters, I was a first time car buyer, and I couldn't have asked for a better experience. Tony was extremely patient and helpful, and I never felt like I was getting the 'run around'. I intended to purchase a used mazda, but at the end of the day I ended up with a brand new Kia! (That was my choice, no pressuring from Tony at all) Tony spent time looking for used cars within my price range, honestly trying to find something that would work. Kia wasn't on my radar, but when my Dad brought it up, and we started talking about it, Tony was able to assist us with that purchase, even taking us over to the Kia office (Really in the same parking lot) to finish. All in all, I have no regrets, and I happily recommend you go talk to Tony if you're looking to purchase a car. ”
Close
“ I hope this message gets to the right place. I would like to tell you about my experience with your service department. I received a letter from Kia USA about an update to my 2015 Kia. I decided to take it to your dealership because its near my home. Walking into the service department I was greeted by one of your associates and immediately felt great about stopping in. My service advisor was Lindsey Lewis. I can't say enough about her professionalism and manner. She really is a gem and I hope you appreciate her. If all your associates conduct themselves like her you are going to be very successful. Let me assure you that by this one person going above and beyond all my future car purchases will be with your location. I would like to thank you again and please tell Lindsey she made my day much brighter. Lauren R. ”